Explore how local law applies
Our legal position is simple: access depends on local law, and any service shown is available only where local law permits. The terms that apply to you are the ones shown for your account, along with any extra notices tied to identity checks, fraud checks, dispute
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handling and record keeping. When you use UPI, Paytm, PhonePe or Google Pay, we log the transaction trail needed to match the request to the right account and meet lawful retention duties. If a rule changes, we update the text on site and apply the current
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version going forward. If you do not agree with a change, pause use of the account and contact support so we can review the request, freeze records if required, or close the account in line with the applicable rules.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.